The Value of Disability Insurance

The need for disability insurance exists as only 32% of civilian wage earners are covered by group long-term disability insurance.  71% of American households consume 100% or more (through credit cards and debt) of their paycheck each month.  90% of disabilities are not caused by work-related injuries or conditions with the most common causes being cancer, complications of ​​pregnancy, back injuries, stroke and neurological disorders.

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