An annuity is a long term retirement product that can provide lifetime income. The earnings on contributions are tax-deferred until withdrawn. Annuities may also include a death benefit for your beneficiary(s).
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Annuities today can offer better returns than other conservative investments and can be designed to meet your retirement income needs.
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Traditional Fixed Annuity

  • Safety of principal
  • Pays guaranteed interest rates for the life of the contract
  • May pay a fixed interest rate based on contract terms
  • Ability to convert the annuity to a guaranteed stream of income

Equity Index Fixed Annuity

  • Safety of principal
  • Pays a minimum guaranteed interest rate for the life of the contract
  • Choice of interest crediting strategies
  • Upside potential without downside risks
  • Flexibility to move money between interest crediting strategies
  • Ability to convert the annuity to a guaranteed stream of income